The Framework
We assess each advisor across three core pillars of financial management
Before recommending any advisor, we assess them across three pillars of your financial life. Here's what each dimension covers and why it matters.
Investing your wealth
How an advisor constructs and manages investment strategies — including their philosophy, portfolio design process, and whether their approach aligns with your tax exposure and long-term goals.
Preserving your wealth
A proactive advisor designs and continuously manages tax-efficient structures and income strategies so more of your wealth is preserved for your long-term goals and your family.
Creating a legacy
A sophisticated advisor helps structure your wealth to support your family, reflect your values, and create opportunities for future generations through estate, transfer, and stewardship planning.
Initial Strategy An advisors core infrastructure
The investment philosophies, firm makeup, and team resources that go into developing your initial financial plan.
| Investing your wealth | Preserving your wealth | Creating a legacy |
|---|---|---|
| Investment philosophy | Depth of tax analysis | Estate framework design |
| Portfolio customization | Asset location strategy | Wealth transfer planning |
| Risk architecture | Concentrated stock planning | Philanthropic integration |
| Fee structure clarity | Equity comp. approach | Liquidity planning |
| Platform flexibility | Roth & income timing | Family governance |
Ongoing Planning How advisors serve clients over time
A good match isn't just about the initial strategy. We also evaluate how advisors work with clients month to month and year to year.
| Investing your wealth | Preserving your wealth | Creating a legacy |
|---|---|---|
| Rebalancing guidance | Tax-loss harvesting | Estate & legacy reviews |
| Risk monitoring | Withdrawal sequencing | Attorney coordination |
| Tax-aware investing | CPA coordination | Tax law monitoring |
| Advanced planning access | Monitoring tax law changes | Succession planning |
| Performance visibility | Equity comp. planning | Trust & multigenerational planning |
What We Match On
The match is built around you, not just your assets.
Two people with the same net worth can need completely different advisors. What matters isn't just how much you have — it's how you earn it, how complex your tax picture is, where you're headed, and how you want to work with someone.
Before we make any recommendation, we understand your full picture:
Income & career stage
Some advisors specialise in early wealth accumulation. Others are built for complex, high-income planning. We match your trajectory to their expertise.
Equity compensation
RSUs, ISOs, ESPPs — the right advisor has navigated these before and knows how to time, diversify, and tax-optimise them.
Tax complexity
Advisors vary widely in how proactively they engage with tax strategy. We prioritise advisors who lead with tax — not those who treat it as an afterthought.
Liquidity events
A business sale, vesting cliff, or inheritance requires an advisor who has managed concentrated, time-sensitive situations before.
Family structure & goals
Your plan should reflect your actual life — including education planning, estate goals, and evolving family needs.
Investment involvement
Some clients want to be closely involved in their portfolio decisions. Others want to fully delegate. We find advisors whose working style matches yours.
Ready to be matched against this framework?
Schedule a free 20-minute consultation. We'll learn your situation, apply our framework, and introduce you to advisors genuinely built for your needs — not just the most available.
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